積數(shù)計(jì)息法的計(jì)算步驟2,什么叫積數(shù)3,什么叫計(jì)息積數(shù)1,積數(shù)計(jì)息法的計(jì)算步驟到結(jié)息日,銀行將積數(shù)欄相加結(jié)出總積數(shù),即累計(jì)積數(shù),以累計(jì)積數(shù)乘以日利率,即為應(yīng)計(jì)利息。2,什么叫積數(shù)1、積數(shù)計(jì)息法:按實(shí)際天數(shù)每日累計(jì)賬戶余額,以累計(jì)積數(shù)乘以日利率計(jì)算利息的方法。2、計(jì)息公式為:利息=累計(jì)計(jì)息積數(shù)×日利率累計(jì)計(jì)息積數(shù)=每日余額合計(jì)數(shù)日利率=年利率/3603、現(xiàn)行新積數(shù)計(jì)息法與原積數(shù)計(jì)息法的區(qū)別:原積數(shù)計(jì)息法每月按30天計(jì)算,每年按360天計(jì)算;新積數(shù)計(jì)息法按照實(shí)際天數(shù)(一年為365或366天)計(jì)算利息。積數(shù)計(jì)...
更新時(shí)間:2023-10-30標(biāo)簽: 股票股票賬戶賬戶入賬股票賬戶積數(shù)什么意思積數(shù)計(jì)息法的計(jì)算步驟 全文閱讀